Comparison
Budgey vs Mint
Intuit's free budgeting app, shut down in March 2024 with users directed to Credit Karma.
Mint was the default free budgeting app for over a decade. Intuit shut it down in March 2024 and pointed users to Credit Karma — which tracks accounts and credit but does not offer real category budgets, so most Mint budgeters have been looking for a true replacement ever since.
Budgey is a natural landing spot for Mint refugees who liked that budgeting could be free. Budgey's free plan is genuinely usable — a full budget with categories, goals, and cross-device sync on iOS, Android, and Web — and unlike Mint it is not funded by ads or financial product placements. When you want bank sync and unlimited history, Budgey Unlimited is $10/mo or $100/yr.
The pieces Mint users miss most — automatic transaction import and set-and-forget categorization — are exactly what Budgey Unlimited's bank sync does, with one improvement: new transactions land in a Review Inbox with AI-suggested categories, so your budget never silently fills with miscategorized noise the way Mint's did.
Budgey vs Mint, feature by feature
| Feature |  Budgey | Mint |
|---|---|---|
| Price | $10/mo or $100/yr (2 months free) | Discontinued (was free, ad-supported) |
| Free plan | Yes — a real budget, free forever | App no longer exists |
| Platforms | iOS, Android & Web | Discontinued in March 2024 |
| Bank syncNew transactions land in a Review Inbox with AI-suggested categories — you approve each one. | Up to 3 banks via Plaid (Unlimited) | Was included |
| AI assistant you can chat with | BaoBot — ask questions, add transactions, get insights | ✗ |
| AI receipt scanning | ✓ | ✗ |
| Pay-period budgeting (weekly / biweekly / monthly)Budget by paycheck instead of forcing calendar months. | ✓ | ✗ |
| Shared budgets | Yes (Unlimited) | ✗ |
| Works with Claude, ChatGPT & other AI agents (MCP) | Yes — 70+ tools at budgeyapp.com/mcp | ✗ |
| CSV / spreadsheet import | Yes — upload a file and BaoBot imports it (Unlimited) | Export was available before shutdown |
Mint pricing and features verified early 2026 and may have changed — check their site for current details.
Which one should you pick?
Choose Budgey if…
- ✓You want a budgeting app that is actually free to use, like Mint was
- ✓You liked automatic bank import but hated cleaning up miscategorized transactions
- ✓You want your budget on your phone and the web, synced
- ✓You saved a Mint CSV export — BaoBot can import it
Choose Mint if…
- ✓Not an option — Mint no longer exists. Credit Karma covers credit monitoring and account tracking, but not category budgeting.
Budgey vs Mint: your questions
What happened to Mint?+
Intuit shut Mint down in March 2024 and directed users to Credit Karma. Credit Karma tracks accounts and credit scores but does not offer Mint-style category budgets, which is why most former Mint users switched to a dedicated budgeting app.
Is Budgey a good free replacement for Mint?+
Yes. Budgey has a free-forever plan on iOS, Android, and Web with a full category budget, goals, and cross-device sync. Bank sync, unlimited transactions, and AI insights come with Budgey Unlimited ($10/month or $100/year).
Can I import my old Mint data into Budgey?+
If you exported your Mint transactions as CSV before the shutdown, yes — upload the file to BaoBot in Budgey and it will import your transactions. If you did not export in time, you can start fresh and connect your banks so history builds automatically.
Does Budgey sell my data or show ads like Mint did?+
No. Budgey is funded by the optional Budgey Unlimited subscription, not by ads or by promoting financial products. Your budget is not an ad-targeting surface.
Try the app Mint users are landing on
Start free in about two minutes — no credit card, no trial clock. BaoBot will build your first budget with you.
No credit card required · Free plan forever · One budget on every device
Budgey
Budgeting for all
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