Feature guides
Get the most out of Ask Budgey
Ask Budgey is part of the app, not a separate tool — it can read, write, and reorganize your entire budget. Most people use a tenth of it.
8 min read · Updated July 2026 · All guides
Every Budgey account comes with Ask Budgey, wired into the same tools that power the rest of the app. It can answer questions about your spending, add and categorize transactions, read receipts and bank statements, rebalance categories, audit your budget, and remember what you tell it.
Core is $5/mo or $40/yr. Plus is $10/mo or $100/yr for 2 or more banks or budgets. File uploads to Budgey are on Core and Plus. Here is what to actually do with it.
Ask your budget anything
The simplest superpower: questions in plain English, answered from your real data. Budgey knows your categories, periods, transactions, and goals.
- ✓"How much did I spend on takeout this period?"
- ✓"What's my biggest spending category this month, and how does it compare to last?"
- ✓"Can I afford a $120 concert ticket right now?"
- ✓"Am I on track to hit my emergency fund goal by December?"
- ✓"Run an audit on my budget — what looks off?"
- ✓"Draft my weekly review."
Log and manage money by talking
Anything you can do with taps, you can do with a sentence. Budgey adds transactions ("add $43 groceries at Trader Joe's yesterday"), creates categories, moves money between them, splits a transaction across categories, sets up recurring Loops, and plans paydays. It picks the right category from the description, and asks when it is not sure.
Point it at paper: receipt scanning
Snap a photo of a receipt and Budgey reads the store, total, and date, then files the transaction in the right category. It is a fast way to keep a budget current.
Feed it files: statements and spreadsheets
On Core and Plus, upload a bank statement, credit card statement, or spreadsheet (CSV, Excel, PDF, Word, or a photo) and Budgey reads every row, maps each transaction to your categories, and imports the lot. It is how people bring months of history in from another app or a bank export.
Every import is auditable and undoable: the batch is tracked as a unit, so "undo that import" removes it cleanly with one message. Automation you can take back is automation you can trust.
Teach it your life
Tell Budgey things worth remembering — "rent went up to $1,450 starting September," "I'm saving for a wedding next June," "don't suggest cutting the dog's food budget" — and it stores them in a memory it draws on across every future conversation. Ask "what do you know about me?" any time to see (and correct) what it has picked up.
You can also set its tone in settings — from strictly-business to a friendly hype-bot — and it personalizes insights per period as it learns your patterns.
Your questions
What is Ask Budgey?+
Ask Budgey is built into the app. It is connected to your actual budget through the same tools the app uses, so beyond answering questions it can add and split transactions, create and rebalance categories, scan receipts, import files, manage goals and recurring Loops, audit your budget, and remember facts you tell it.
Is Ask Budgey included?+
Core is $5/mo or $40/yr with live bank sync for 1 bank and Auto from real money. Plus is $10/mo or $100/yr for 2 or more banks or budgets. File uploads are on Core and Plus, so you can import bank statements and spreadsheets.
Can Budgey import my bank statement or CSV file?+
Yes, on Core and Plus. Upload a CSV, Excel, PDF, Word file, or photo and Budgey reads every transaction, maps each one to your categories, and imports the batch. Imports are tracked as a unit and you can undo one with a message.
Does Budgey remember what I tell it?+
Yes. Budgey keeps a memory of facts you share — income changes, upcoming plans, preferences — and uses them in future conversations and insights. Ask it "what do you know about me?" to review its memory, and tell it to forget anything you want removed.
Can other AI assistants like Claude or ChatGPT manage my Budgey budget?+
Yes. Budgey runs an MCP (Model Context Protocol) server at budgeyapp.com/mcp exposing the same 70+ budgeting tools Budgey uses. Create an API key in Settings under AI agents, connect your assistant of choice, and it can read your budget, log transactions, and run analyses — full setup instructions live at budgeyapp.com/developers.
Put it into practice
Core is $5/mo or $40/yr on iOS, Android, and Web. Budgey will build your first budget with you in about two minutes.
Core $5/mo or $40/yr · Plus $10/mo or $100/yr · iOS, Android, and Web