Migration guide
Switching from Monarch Money to Budgey
About 20 minutes, most of it automated. Here's the exact path from Monarch Money to a working Budgey budget.
Part 1 — Get your data out of Monarch Money
- 1
In Monarch on the web, go to Transactions.
- 2
Use Edit → Download transactions (CSV) to export your history.
- 3
Note the category names you actually use — Budgey works best with a focused set.
Part 2 — Set up Budgey
- 4
Create your Budgey account
Sign up at budgeyapp.com or in the iOS or Android app. Onboarding takes about two minutes. BaoBot suggests a starter set of categories, and you can rename them to match the ones you had before.
- 5
Set your pay period
Tell Budgey how you get paid — weekly, biweekly, or monthly. Your budget periods will follow your actual paychecks, which is probably an upgrade over the calendar months your old app forced.
- 6
Upload your export to BaoBot
Open BaoBot and upload your CSV, Excel, or PDF file. File uploads are on Plus. It reads each transaction's description, amount, and date, matches categories by name, and imports the lot. Any import can be undone with one message.
- 7
Connect your banks (optional, recommended)
Core includes live bank sync for 1 bank or card. Plus covers 2 or more banks. From then on, new transactions land in your Review Inbox with suggested categories. You approve each one, and your budget stays current without typing.
Switching from Monarch Money: your questions
Is Budgey a Monarch alternative?+
Yes, if you want to see what's left of your paycheck and decide what you can say yes to. For investments and full net-worth views, Monarch is the better fit.
Which is better for couples?+
Monarch leads with household dashboard sharing. Budgey shares a budget on Core and Plus when the shared job is the paycheck plan. See budgeyapp.com/budget-app-for-couples.
Does Budgey track investments?+
No. Budgey tracks spending against each paycheck. If investments are your main need, use Monarch or your brokerage's tools.
Can I try Budgey free?+
No. Core is $5/mo or $20/yr with live bank sync for 1 bank. Auto from real money runs on Core. Plus is $10/mo or $100/yr for 2 or more banks or budgets.
Can I switch from Monarch Money to Budgey?+
Yes. Export your transactions from Monarch as CSV and upload the file in Budgey. File import is on Plus. The guide at budgeyapp.com/switch/from-monarch-money walks through it.
Bring your budget home
Core is $5/mo or $20/yr. Import when you're ready. BaoBot does the heavy lifting.
Core $5/mo or $20/yr · Plus $10/mo or $100/yr · iOS, Android, and Web