Migration guide
Switching from Monarch Money to Budgey
About 20 minutes, most of it automated. Here's the exact path from Monarch Money to a working Budgey budget.
Part 1 — Get your data out of Monarch Money
- 1
In Monarch on the web, go to Transactions.
- 2
Use Edit → Download transactions (CSV) to export your history.
- 3
Note the category names you actually use — Budgey works best with a focused set.
Part 2 — Set up Budgey
- 4
Create your free Budgey account
Sign up at budgeyapp.com or in the iOS/Android app. Onboarding takes about two minutes — BaoBot suggests a starter set of categories, and you can rename them to match the ones you had before.
- 5
Set your pay period
Tell Budgey how you get paid — weekly, biweekly, or monthly. Your budget periods will follow your actual paychecks, which is probably an upgrade over the calendar months your old app forced.
- 6
Upload your export to BaoBot
Open BaoBot and upload your CSV, Excel, or PDF file (file uploads are part of Budgey Unlimited). It reads each transaction's description, amount, and date, matches categories by name, and imports the lot — and any import can be undone with one message.
- 7
Connect your banks (optional, recommended)
With Budgey Unlimited, connect up to 3 banks or cards via Plaid. From then on, new transactions land in your Review Inbox with AI-suggested categories — you approve each one, and your budget stays current without typing.
Switching from Monarch Money: your questions
Is Budgey or Monarch Money better for budgeting?+
Budgey is budgeting-first: pay-period budgets, a Review Inbox for approving transactions, goals with streaks, and the BaoBot AI assistant. Monarch is strongest as a whole-picture financial dashboard — net worth, investments, and account aggregation — with budgeting as one feature among many.
Is Budgey cheaper than Monarch Money?+
Yes. Budgey Unlimited is $10/month or $100/year versus Monarch at $14.99/month or $99.99/year — and Budgey has a free-forever plan, while Monarch only offers a 7-day trial.
Does Budgey track investments and net worth like Monarch?+
No. Budgey deliberately focuses on spending: budgets, transactions, goals, and insights. If you want detailed investment tracking, Monarch or a portfolio tool is a better fit — some people use one of those alongside Budgey.
Can I switch from Monarch Money to Budgey?+
Yes. Export your transactions from Monarch as CSV and upload the file to BaoBot in Budgey. The guide at budgeyapp.com/switch/from-monarch-money walks through it.
Switching from something else?
Bring your budget home
Start free and import when you're ready — BaoBot does the heavy lifting.
No credit card required · Free plan forever · One budget on every device
Budgey
Budgeting for all
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